Milestone hosted a webinar on March 12th, with guest speaker Dr. Tim Keenan, titled “How Concierge Medicine is Changing the Healthcare Landscape”. You can watch the recording here. We have another webinar coming up on April 8th where we will discuss changes to look out for in your home and auto insurance in 2026. For practical insights on how to make more confident decisions about your personal insurance planning, register here.
Manchester and Nashua NH are still in the top 5 hottest metro areas in the country for real estate. Speaking of real estate, on Thursday the Senate passed a bipartisan bill 89-10 to increase home affordability. One item in the bill limits large, institutional investors from purchasing additional single-family homes. The limit is applicable to entities that own more than 350 single family homes. Related entities are combined for the purpose of this test (for example, those that share > 25% similar ownership). The bill now goes back to the House. The White House has indicated they would recommend the President sign it in its current form. We will follow the bill’s progress.
Private credit funds are in the news again, and not in a good way. These investments promise higher yields than traditional bonds, but its important to remember that the only way to get higher yields is with more risk. Also, private credit funds usually come with significant withdrawal restrictions, so when they start to underperform, it can be difficult to get your money out. I am a fan of taking your risk in the stock side of your portfolio; keep your bonds low-risk and liquid.
Instead of chasing yield, we recommend implementing a diversified portfolio with a targeted total return that helps you reach your financial goals and avoiding mistakes that can torpedo your retirement plans.
Taxes and financial planning are complex, but you don’t have to navigate them alone. A financial advisor can help you stay informed about tax law changes, optimize your savings and investments, and avoid costly mistakes. If you need tailored guidance, our team is here to help. Talk to an advisor or call (603) 589-8010 to integrate tax planning into your comprehensive financial strategy.
Disclaimer:
This material is provided for educational and informational purposes only and is not investment, tax, legal, or financial advice. It does not consider any individual’s investment objectives, strategies, tax situation, or time horizon, and it is not an offer to sell or a solicitation to buy any security. Financial aid rules, tax laws, and school policies change frequently and vary by institution; figures cited are as of October 2026. Investing in a 529 plan involves risk, including the possible loss of principal. Before investing, review the plan’s offering documents for its investment objectives, risks, fees, and expenses, and consider whether your home state offers tax benefits only for its own plan. Please review your personal situation with your tax and/or financial advisor before acting.
Views expressed are subject to change based on market and other conditions. Any projections, market outlooks, estimates, or other forward-looking views are based on assumptions, are not indicative of future performance, and actual results may differ materially. Information is obtained from third-party sources believed to be accurate, but Milestone makes no representation as to its accuracy, completeness, or timeliness and accepts no liability for decisions based on it. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal.
Milestone Financial Planning, LLC (“Milestone”) is a fee-only financial planning firm and registered investment advisor headquartered in Bedford, NH. Registration does not imply a certain level of skill or training. Milestone works with clients on an ongoing, long-term basis, providing financial planning, tax planning, retirement planning, and investment management services. Fees are based on assets under management and may include a financial planning fee. Milestone receives no commissions or referral fees and, as a fiduciary, is required to act in clients’ best interests. Advisory services are offered only where Milestone and its representatives are properly licensed or exempt from licensure. More information, including fees and principal risks, is available in Milestone’s Form ADV Part 2A. For help with your investments or financial planning, contact one of our fee-only advisors.
