Speakers
Bob Gertie
About this event
May 12th, 2026 @ 12PM EST
Planning for long-term care is becoming more complex. With increasing costs, evolving insurance products, and growing uncertainty around future care needs, having a clear understanding of your options is essential to protecting your financial future.
Join Milestone Financial Planning along with Bob Gertie of Advisor Insurance Resource for a practical, real-world discussion designed to help you navigate today’s long-term care landscape and how it may impact your overall financial plan.
In this session, we’ll cover:
• A high-level overview of long-term care, including activities of daily living (ADLs) and future care expectations
• The rising cost of care and what research suggests about the likelihood of needing support later in life
• The financial trade-offs between self-insuring, purchasing coverage, and relying on Medicaid
• How long-term care insurance fits into broader planning strategies, including CCRCs • Considerations around employer-sponsored LTC coverage
• A real-world case study of a couple (age 60) comparing different coverage options
• How to handle in-force policy rate increase notices and evaluate your options
• What to expect from the LTC insurance application process
Whether you’re beginning to explore your options or revisiting an existing plan, this session will help you better understand how to approach long-term care with greater clarity and confidence.
Event Contact
Disclaimer: This is not to be considered investment, tax, or financial advice. Please review your personal situation with your tax and/or financial advisor. Milestone Financial Planning, LLC (Milestone) is a fee-only financial planning firm and registered investment advisor in Bedford, NH. Milestone works with clients on a long-term, ongoing basis. Our fees are based on the assets that we manage and may include an annual financial planning subscription fee. Clients receive financial planning, tax planning, retirement planning, and investment management services and have unlimited access to our advisors. We receive no commissions or referral fees. We put our client’s interests first. If you need assistance with your investments or financial planning, please reach out to one of our fee-only advisors. Advisory services are only offered to clients or prospective clients where Milestone and its representatives are properly licensed or exempt from licensure. Past performance shown is not indicative of future results, which could differ substantially.
