Speakers
Bob Gertie
About this event
May 12th, 2026 @ 12PM EST
Planning for long-term care is becoming more complex. With increasing costs, evolving insurance products, and growing uncertainty around future care needs, having a clear understanding of your options is essential to protecting your financial future.
Join Milestone Financial Planning along with Bob Gertie of Advisor Insurance Resource for a practical, real-world discussion designed to help you navigate today’s long-term care landscape and how it may impact your overall financial plan.
In this session, we’ll cover:
• A high-level overview of long-term care, including activities of daily living (ADLs) and future care expectations
• The rising cost of care and what research suggests about the likelihood of needing support later in life
• The financial trade-offs between self-insuring, purchasing coverage, and relying on Medicaid
• How long-term care insurance fits into broader planning strategies, including CCRCs • Considerations around employer-sponsored LTC coverage
• A real-world case study of a couple (age 60) comparing different coverage options
• How to handle in-force policy rate increase notices and evaluate your options
• What to expect from the LTC insurance application process
Whether you’re beginning to explore your options or revisiting an existing plan, this session will help you better understand how to approach long-term care with greater clarity and confidence.
Event Contact
Disclaimer:
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor’s particular investment objectives, strategies, tax status or investment horizon. The views expressed in this commentary are subject to change based on market and other conditions. These documents may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur.
All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.
Milestone Financial Planning, LLC (“Milestone”) is a fee-only financial planning firm and registered investment advisor headquartered in Bedford, NH. Registration does not imply a certain level of skill or training. Milestone works with clients on an ongoing, long-term basis, providing financial planning, tax planning, retirement planning, and investment management services. Fees are based on assets under management and may include a financial planning fee. Milestone receives no commissions or referral fees and, as a fiduciary, is required to act in clients’ best interests. Advisory services are offered only where Milestone and its representatives are properly licensed or exempt from licensure. More information, including fees and principal risks, is available in Milestone’s Form ADV Part 2A. For help with your investments or financial planning, contact one of our fee-only advisors.
