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Some of the scariest things about enrolling in Medicare is that it's incredibly complex; you may only have one chance to make decisions for life; and it can be extremely costly if you make a mistake. It's no surprise many retirees are left wondering what decisions they should make when the Medicare enrollment paperwork arrives in the mail. To make things more complex, if you're still working or are in an unmarried relationship there are more special rules that may apply to you.

Does it seem like technology continually advances at a breakneck pace? What was once novel and revolutionary one day (remember music CDs?) becomes outdated and archaic the next (when was the last time you listened to a CD?). Does it also appear that newer, more powerful technology is more affordable than ever before? TVs, Laptops, and even Echo Dots continue to increase their functionality, utility, and processing power at ever more affordable prices. If this is something you've witnessed it's not an illusion and you're not dreaming. It is a well-documented phenomenon called Moore's Law and this discovery explains much of the rapid advancement of technology we've all seen.

After much deliberation in Congress, the SECURE Act has made its way through and is likely to be signed into law this week. For those who missed it, we wrote a post back in June about the proposed changes to the retirement saving landscape. Now that the law has been finalized, we wanted to highlight some of the key changes and how it might impact you and your retirement savings.

It's a common misconception to believe that Social Security benefits are tax-free. While that is the case for some people, for many Americans, some or even most of their Social Security income will be taxable. When does Social Security become taxable? Read further to find out.

Americans are known for being some of the most generous people on Earth. In fact, according to the CAF World Giving Index, the US was the most charitable nation over the past decade.  Since the stock market is near record highs, unemployment is low, and the US economy continues to grow; it would be expected for the giving trend to continue. However, at first blush this may not be the case

As financial advisors we are always encouraging our clients to save more for retirement. We find that it's often best to set up the savings to come directly out of your paycheck so it's out of sight, out of mind. That's why we're so excited that contribution limits are increasing for many retirement savings plans in 2020.