We use Fidelity Investments to securely hold our client’s accounts for our financial planning and investment management services.
Yes, Milestone Financial Planning, LLC emphasizes evaluating how taxes affect your finances. We have a CPA on staff and all of our advisors have substantial tax knowledge and experience. These blogs can provide more insight: An Overview of Common Tax Planning Strategies; Tax Planning in Retirement and Minimize Capital Gains Tax: Taking Profits with No Tax.
We do not have an asset minimum. Clients with less than $1 million under our management pay an annual financial planning fee charged monthly in addition to an asset under management fee. Contact us to see how we can help you.
The best time to invest is when you have the money. No investor, sophisticated or unsophisticated, can consistently guess the best time to buy and sell investments. The only strategy that works in the long-term is to select an appropriate amount of risk and then buy and hold investments that fit that risk level. You can read more about this in our blog Navigating Market Highs: Why Long-Term Investment Beats Market Timing.
Everyone is different. There are a number of factors that will determine how much you need to retire including age, current savings, future income and projected spending. Learn more about our retirement planning services to see how we can help you plan for a comfortable retirement. You can also read our blogs on this topic including Can I Afford to Retire? and The Real Risk to Your Portfolio is Not Volatility, but Hidden Threats.
Our overall philosophy is that our clients are best served by investing in diversified, low-cost, passively managed mutual funds. You can read more in these blogs Mastering Diversification: Your Guide to Smart Investing and Investing Beyond Index Funds: Understanding How the Value, Size, and Profitability Factors can Impact Portfolios
Yes, Milestone Financial Planning, LLC acts as a fiduciary for all of our clients. You can read more about this in our blogs What’s The Value of a Financial Advisor Anyway? and What Does it Mean to be Fee-Only? as well as How We Charge.
Clients pay a fee that is based on a percentage of the assets that we manage for them. For more information see our “How We Charge” page.
Yes, we have the capabilities to work virtually with clients, using the latest technology. We can connect with you through email, Zoom/Teams, ShareFile, phone, fax, and/or US Post Office mail – your choice. We can accept a client in any state in the USA and comply with all licensing and registration requirements of all states, as necessary.
Fee-Only is a term that means that the financial professional that you are working with is only paid by you for advice that they give you—never by commissions. This ensures that their financial recommendations are always in your best interest, whether for financial planning, implementing your plan, or managing your assets over time. You can read more about this in our blog What Does it Mean to be Fee-Only? And Top 5 Reasons You Should Work With A Certified Financial Planner Practitioner™(CFP)®
